Hendersonville, Tennessee, isn’t just another growing city—it’s a standout community when measured against state and national benchmarks. With strong economic indicators, rapid growth, and high levels of digital readiness, Hendersonville represents both an opportunity and a challenge for infrastructure and utility providers.

As cities grow, utilities face mounting pressures to keep up with increased demands while navigating shifting customer expectations. By analyzing key statistics and insights from Pew Research, we can better understand the specific landscape Hendersonville operates within—and why its approach to digital solutions offers lessons for cities across the country.

 

Economic Strength: Stability with Digital Challenges

One of the standout characteristics of Hendersonville is its economic strength. The city’s median household income stands at $86,954, surpassing both the state average of $85,900and the national average of $70,784. This higher income level indicates greater economic stability and increased purchasing power among residents. 
 

At the same time, Hendersonville boasts a notably low poverty rate of 6.9%, compared to 13.6% in Tennessee and 11.6% nationwide. This economic stability doesn’t just reflect affluence—it translates into higher reliability for payments and increased demand for premium utility services.

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However, Pew Research reminds us that higher income doesn’t always translate into digital fluency. While affluent communities are often early adopters of technology, digital literacy gaps persist. For example, only 48% of Americanscan correctly identify an example of two-factor authentication, a critical cybersecurity measure. Utilities must recognize that digital adoption isn’t just about income—it’s about education and trust.

 

A Growing Population: Digital Adoption Across Generations

Between 2020 and 2023, Hendersonville’s population grew by 3.0%, outpacing Tennessee’s average growth of 1.6% to 2% and far surpassing the national growth rate of 0.35%. Rapid growth isn’t just a statistic—it’s a reality that impacts every aspect of infrastructure, including water, power, and digital services.
  • Increased Demand on Infrastructure: Utilities must scale their systems to serve more residents without sacrificing service quality.
  • Diverse Digital Competencies: Pew Research highlights a significant generational gap in digital literacy. While 68% of adults under 30 can identify two-factor authentication, only 26% of adults over 65 can do the same.

For Hendersonville, serving a growing and diverse population means ensuring digital tools are not only available but also accessible and user-friendly across all age groups.

 

Educational Attainment: Knowledge Isn’t Always Digital Literacy

Improving Payments and Reduce Service Calls with Digital Solutions

Education plays a significant role in shaping a community’s digital readiness, and Hendersonville shines in this area. Approximately 41.7% of residents hold a bachelor’s degree or higher, significantly exceeding Tennessee’s average of 29% and the national average of 35%.
 

This level of educational attainment translates into a population that is more likely to embrace digital tools, understand billing processes, and seek out self-service options when interacting with utility providers.

However, this research highlights a gap between formal education and digital literacy. For instance, while 64% of college graduates recognize two-factor authentication, only 31% of those with a high school diploma do. Hendersonville’s high education levels provide a strong foundation for digital adoption, but onboarding, education campaigns, and transparency remain essential.

 

Cost of Living: High Expectations, Higher Stakes

Hendersonville’s median home value is $364,700, which is significantly higher than Tennessee’s average of $263,500 but still below the U.S. median of $416,100.
 

This data suggests that Hendersonville represents a middle ground—affordable by national standards but relatively expensive within Tennessee. Residents paying higher home costs often expect premium services from their utility providers, including real-time billing updates, easy payment processes, and proactive customer support.

According to Pew Research, trust is a crucial factor in digital adoption. Only 23% of Americans know that the U.S. lacks a national online privacy law, and confusion around data privacy can create hesitation in using digital tools. Utilities must address these concerns head-on with transparency and clear communication.

 

Digital Readiness: Access Alone Isn’t Enough

One of the most significant indicators of Hendersonville’s readiness for digital solutions is broadband access. With 94.8% of households having broadband access, Hendersonville surpasses both Tennessee’s state average of 86.1% and the U.S. average of 89.9%.
 

This level of connectivity positions Hendersonville as a digitally savvy city where most residents are equipped to interact with utility services online. Yet, Pew Research highlights that digital access doesn’t automatically translate into digital confidence.

  • 50% of Americans are unfamiliar with deepfakes, a common online security risk.
  • 21% know websites cannot collect data from children under 13 without parental consent.

These findings emphasize that digital tools must be paired with education and ongoing support. Utilities in Hendersonville—and beyond—need to ensure that their digital platforms are intuitive, secure, and supported by customer education initiatives.

Lessons from Hendersonville: Bridging the Digital Trust Gap

The story of Hendersonville offers a clear lesson: Affluence, education, and connectivity provide a foundation for digital adoption, but success depends on thoughtful execution.
 

When Hendersonville adopted digital payment solutions, they didn’t just launch a platform—they created an ecosystem of support. Clear onboarding tutorials, real-time updates, and hybrid customer service options ensured that every resident, regardless of their comfort with technology, could engage with digital tools effectively.

The Pew Research underscores the importance of these efforts. Adoption barriers aren’t always technological—they’re often emotional, stemming from uncertainty and lack of trust.

The results speak for themselves:

  • On-time payments increased significantly.
  • Customer service calls related to billing and payments decreased.
  • Staff reclaimed valuable time previously spent on repetitive tasks.
  • For other utilities, the takeaway is clear: building digital trust is just as important as building digital tools.
Empowering Customer Autonomy and Saving Staff Time in Hendersonville, TN
 

Planning for the Future: Ongoing Education and Scalability

As Hendersonville continues to grow, the challenges will evolve, but the blueprint remains the same:
  • Scalability: Digital tools must grow alongside the population.
  • Customer Education: Training and resources must remain accessible.
  • Proactive Communication: Customers need real-time updates to reduce uncertainty.
  • Flexibility: Support options must remain hybrid to accommodate different preferences.

These principles will guide Hendersonville—and other utilities—toward a future where digital adoption isn’t just encouraged but embraced.

 

Hendersonville as a Model for Digital Utility Success

Hendersonville’s statistics tell a compelling story of growth, affluence, education, and digital readiness. But the true success lies in how the city turned these advantages into measurable outcomes.
 
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By addressing knowledge gaps, prioritizing customer education, and building scalable systems, Hendersonville didn’t just implement digital tools—they created a customer experience defined by trust and simplicity.

For utilities across the country, Hendersonville serves as a model for how to bridge the digital knowledge gap, meet rising demands, and set the stage for sustainable growth.  

Read how Hendersonville leveraged digital tools to drive on-time payments, reduce service calls, and build a smarter utility experience in our case study. 

Leveraging Digital Channels To Drive Utility Customer Engagement